Tuesday, July 24, 2012

A social way to save money?


SaveUp is a online social website which rewards people who log on to the website to track and manage their spending to save money. Unlike most loyalty programs that give credit based on how much one spends, SaveUp rewards you for how much you save.
In other words the company’s mission is to get people saving money again and out-of-debt. The platform does this by providing its users with “incentives”. The more you save and pay off your debts – the more incentives you win (credits that can go towards prizes and free plays).
The company, based in San Francisco, has currently 7 employees  and had previously raised $2 million from Blue Run Ventures and True.

This is how the “user’s dashboard” looks like:

In these first months after the launch of the platform, the rewards program has proven incredibly successful with both keeping users engaged and improving their finances. SaveUp is seeing unprecedented user engagement for a financial services platform: 20 percent of its user base is active daily; with 45 percent tuning in weekly, and 68 percent signing in at least once a month.
The founder of SaveUp, Haji  recently said that SaveUp users have more than half-a-billion dollars in debt registered in the system. That includes $317 million in mortgage debt, $45 million in credit card debt, and $148 million in loan debt. But in just the short time since launch, it’s helped users pay down $74 million in debt. The “service” also helped users bolster their savings, to the tune of $93 million (!).

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